The book addresses some of the financial issues prevalent in our society in a short collection of true stories to educate and educate individuals. It begins with a conflict between “reason” and “society” over the group of creditors drowning in a swamp of debt, where “society” ignores the circumstances of that group while “reason” goes on a short trip to find out their stories and what their circumstances are, then offers solutions to the creditors, and benefits from the experiences of those who survived them in order to prove Society has the idea that these individuals are capable of change and emerge from the darkness of debt into the light of success, eventually calling them “reasonable spendthrifts.”